Medequote is a premier BCBSIL agent that provides excellent customer service to those searching for a BCBSIL health insurance plan.
BCBSIL is one of the pnly companies in Illinois offering maternity coverage for individuals.
For more questions give us visit us at www.medequote.com
Wednesday, August 16, 2006
Tuesday, August 01, 2006
BCBSIL Health Plans
Blue Cross Blue Shield of Illinois, Illinois' largest health insurer, now provides an extensive menu of health insurance plans for individuals, families and self-employed persons.Rate GuaranteeInitial rates are guaranteed for 12 months -- subject to change due to moving to a different geographic rating area, or due to attained age (entering a new 5-year age bracket, such as going from the 35-39 age bracket to the 40-44 age bracket).
SelectBlue PPO Plan
Exceptional Coverage
SelectBlue provides the most extensive benefits of any "individual" health insurance plan offered by Blue Cross Blue Shield of Illinois. SelectBlue highlights include:
Illinois's largest PPO network
$20 office visit co-pay benefit
Prescription drug co-pay card benefit available with lower deductible options.
Preventive care benefits for adults and children
$5,000,000 lifetime maximum benefit
Choice of either 80% or 100% coverage for services provided by PPO physicians and hospitals
Optional maternity benefits
BlueValue PPO Plan - More Affordable Coverage
BlueValue provides the same kind of comprehensive coverage provided by the SelectBlue – WITH THREE DIFFERENCES:
Does not include the $20 office visit co-pay benefit. Office visits are covered subject to the annual deductible. Does not include a prescription drug card co-pay benefit. Prescription drugs are covered subject to the annual deductible. Does not include adult wellness benefits.
SelectBlue Advantage and BlueValue Advantage
The "Advantage" plans are modified versions of the SelectBlue and BlueValue plans described above. They provide access to the same huge Blue Cross Blue Shield of Illinois PPO network, but offer less generous benefits. This "Advantage" plans are priced about 10% below SelectBlue and BlueValue.
BlueChoice Select and BlueChoice Value
These plans offer benefits similar to the "Advantage" plans, but are coupled with the "BlueChoice" network, a smaller version of the the "regular" Blue Cross Blue Shield of Illinois PPO network. If you can accept some reduced hospital and physician choice, you can get additional premium savings from BlueChoice Select and BlueChoice Value products.
HSA-Compatible High Deductible Health Plans
Blue Cross Blue Shield of Illinois now offers multiple Health Savings Account (HSA)-compatible plans with various deductible options. All these HSA-compatible plans provide outstanding national PPO provider choice and the financial advantage of deep discounts Blue Cross Blue Shield of Illinois has negotiated with its PPO network hospitals and physicians.Blue Cross Blue Shield of Illinois can also initiate the process of opening an HSA with Mellon Financial. If you want to take advantage of this convenience, you simply indicate your intention when completing the HSA-compatible plan application form.
BasicBlue
Basic Coverage at Lowest PriceBasicBlue provides quality coverage for hospitalization, surgery, testing and emergency medical services, but does not cover most outpatient services, including doctor office visits and prescriptions. BasicBlue is a good choice for those seeking the lowest cost, but needing coverage for health services most likely to involve catastrophic expense.
SelectBlue PPO Plan
Exceptional Coverage
SelectBlue provides the most extensive benefits of any "individual" health insurance plan offered by Blue Cross Blue Shield of Illinois. SelectBlue highlights include:
Illinois's largest PPO network
$20 office visit co-pay benefit
Prescription drug co-pay card benefit available with lower deductible options.
Preventive care benefits for adults and children
$5,000,000 lifetime maximum benefit
Choice of either 80% or 100% coverage for services provided by PPO physicians and hospitals
Optional maternity benefits
BlueValue PPO Plan - More Affordable Coverage
BlueValue provides the same kind of comprehensive coverage provided by the SelectBlue – WITH THREE DIFFERENCES:
Does not include the $20 office visit co-pay benefit. Office visits are covered subject to the annual deductible. Does not include a prescription drug card co-pay benefit. Prescription drugs are covered subject to the annual deductible. Does not include adult wellness benefits.
SelectBlue Advantage and BlueValue Advantage
The "Advantage" plans are modified versions of the SelectBlue and BlueValue plans described above. They provide access to the same huge Blue Cross Blue Shield of Illinois PPO network, but offer less generous benefits. This "Advantage" plans are priced about 10% below SelectBlue and BlueValue.
BlueChoice Select and BlueChoice Value
These plans offer benefits similar to the "Advantage" plans, but are coupled with the "BlueChoice" network, a smaller version of the the "regular" Blue Cross Blue Shield of Illinois PPO network. If you can accept some reduced hospital and physician choice, you can get additional premium savings from BlueChoice Select and BlueChoice Value products.
HSA-Compatible High Deductible Health Plans
Blue Cross Blue Shield of Illinois now offers multiple Health Savings Account (HSA)-compatible plans with various deductible options. All these HSA-compatible plans provide outstanding national PPO provider choice and the financial advantage of deep discounts Blue Cross Blue Shield of Illinois has negotiated with its PPO network hospitals and physicians.Blue Cross Blue Shield of Illinois can also initiate the process of opening an HSA with Mellon Financial. If you want to take advantage of this convenience, you simply indicate your intention when completing the HSA-compatible plan application form.
BasicBlue
Basic Coverage at Lowest PriceBasicBlue provides quality coverage for hospitalization, surgery, testing and emergency medical services, but does not cover most outpatient services, including doctor office visits and prescriptions. BasicBlue is a good choice for those seeking the lowest cost, but needing coverage for health services most likely to involve catastrophic expense.
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